Using Private Long Term Insurance to Pay for Home Care
Many families make home health care services affordable through a variety of private long-term care insurance plans. However, most home care agencies require families to pay for services up-front and await reimbursement from insurance provider. This system creates a number of challenges:
- Paying out-of-pocket for services and awaiting reimbursement can stretch family finances.
- Submitting documentation to request reimbursement is time consuming and tedious.
- Families are often uncertain when they will be reimbursed by their insurance provider.
SelectCare Home Care Services Insurance Reimbursement Assistance puts clients first by billing private long term care insurance providers directly. No more writing weekly checks and waiting for reimbursements from the insurance company. This service is offered free-of-charge for all current and prospective clients.
Less Paperwork, Less Waiting, More Caring
How it works:
When you begin services, an in-house insurance expert joins you on a call to your insurance provider. During this call, information is gathered about your insurance policy and clarify any questions you might have about your coverage. By fully understanding the terms of your policy, you have the ability to make well-informed, responsible decisions about your own care. Common LTC Carriers We Work With
With your permission, all invoices and reimbursement documents to your insurance provider directly and at no cost to you, allowing you to focus on what really matters – your health, happiness and safety.
Why we help:
With 40years of home health care experience, SelectCare Home Care Services NYC understands that working with insurance providers can be one of the most challenging aspects of beginning home care services. By offering insurance reimbursement assistance, families are able to focus on the things that really matter in their lives.
Here’s more information on Long Term Care on the following blog:
Long Term Care Insurance Assistance
Long Term Care Insurance (LTCI) policies are a great way to fund home health care services, however, policies vary greatly. Understanding your coverage is the first step towards ensuring you maximize your benefits and have the care you need.
Home Care Services
Every client comes to SelectCare with unique needs and goals they hope to achieve with home health care. Whether for making a speedy recovery from surgery, running errands or somewhere in between, SelectCare’s caregivers are selected for their ability to help our clients overcome challenges great and small with compassion and dignity.
Free In-Home Care Assessment
All clients are provided with the best possible home care based on their unique needs. To that end, all prospective clients receive a free in-home nursing assessment visit from a member of our RN Field Nurse Supervisor staff to determine how best we can help them. SelectCare Home Care Services provides clients with free nursing visits to ensure we are providing the best possible care.
24/7 Nursing Support
SelectCare Home Care Services in New York City keeps an RN Field Nurse Supervisor on call at all times to respond to client emergencies at no cost to our clients. No matter what unexpected contingency might occur, our staff is ready to provide assistance when you need it most.
Emergency Preparedness
SelectCare Home Care Services in New York City strives to provide consistent, reliable care even in the face of citywide emergency events. This is accomplished through our time-tested communication and client/caregiver preparedness plans, as well as the support of private and public partners in the home care and emergency management communities.